“A Penny Saved is a Penny Earned.” This is true when you use these amazing cost-cutting apps. Save money on groceries, your cable bill, and even prescriptions. Take a look at our picks!
Best Money Saving / Cost Cutting Apps
For those who are paying for the internet, you’ll notice a fluctuating cable bill every month. Cable companies often go unchecked when it comes to a monthly bill, and fees are sometimes added due to outages or service changes.
Because these fees may or may not be transparent for the average consumer, abill negotiating robot will likely knock these fees off for youwithout having to deal with any customer service! Price:Takes a Small Fee ONLY if Successful
The rising cost of health insurance and prescriptions doesn’t seem to end. Depending on where you live, you may not be able to afford proper medicine since it has the potential to ruin your overall financial outlook. Blink Health is looking to change all of this by supplying you with a discount card that applies to most major pharmacies in the U.S.
You’ll findgeneric prescriptions at a fraction of the costyou’d typically see if you are uninsured for specific medicines. Now they’ve introduced Free Home Delivery, make it even more affordable! Price:FREEJust Pay Cost of Drugs
Paying the monthly electric bill can be one of your home’s more substantial expenses. While this app isn’t a way to save on the bill, you can switch your home’s energy source from standard electric to 50%Wind Energy at no extra costusing the Arcadia Power app.
If you are feeling green, a small charge could net you a 100% Wind Energy household. While the app is only available in select states, it’s a great way to help our environment! Price:FREE with 50% Plan
Who doesn’t love to travel? Prices for hotels, cars, and airfare are sure to change at any given moment, but you still take advantage of deals. One of the best ways to do this is through Hotwire. How it works is you can book a trip in a given time slot whether that’s a hotel or airfare and bookwithout knowing the brand name of the carrier(i.e., American Airlines, Hertz, Marriott).
But letting Hotwire find the lowest price without branding attached you’ll save big time. And yes, you don’t have to sacrifice quality as you can book hotels based on reviews from previous customers! Price:FREE to Use, Money to Book Travel
App companies often think about ways to become the next “Netflix or UBER of” category. With ClassPass, you would be joining theNetflix of Gym Classes. Choose from several local gym classes and come and go as you please. With a flat monthly fee you get a pass to local fitness classes of your choice, no strings attached. Price:FREE TRIAL then Monthly Fee
So many people pay huge cell phone contracts when you don’t have to pay that much at all. Cell Phone re-sellers like Mint Mobile will utilize AT&T cell towards, just like AT&T does but offer their service at a much lower rate.
Many people are suckers when it comes to the latest Apple iPhones and Samsung Galaxy Models, but you can easily find a great phone through a secondhand shop that is recertified.Don’t save hundreds, save thousands! Price:$15/mo for three months
We all need to go grocery shopping occasionally. For many, clipping coupons both on paper and digitally is a chore that takes hours at a time. Some people will head into a store and check the weekly flyer ad for the latest deals and discounts.
Flipp willorganize all of the weekly adsfrom not only grocery stores but bigger stores like Target and Best Buy. You can highlight the products you want and even cut coupons digitally! Price:FREE
Need a new logo but are getting quoted thousands of bucks? Or maybe you need a quick PDF conversion of a Word document (we thought it was easy, but you never know). At Fiverr, there’s a marketplace ofpeople willing to do stuff for just $5.
You get what you pay for though, so don’t expect Rembrandt to design your next Pinterest Pin or Ariana Grande to sing your commercial tune. On the other hand, most Fiverr gigs are pretty consistent and offer an excellent supplement to getting things done. Price:$5 and up
If you shop or dine at a specific place, there’s a good chance they offer some sort of loyalty program. Places like Dunkin Donuts offer their Rewards program, and CVS not only prints out books as receipts but they also have their reward program that can save you on each purchase. Accumulate points and get even more savings along the way. With the Stocard app, you can easilyplace your reward cards in one spotso they don’t clutter your leather wallet. You can even use your Apple Watch for cashiers to scan! Price:FREE
For most people, it’s either Target or Walmart when you go out to shop for household essentials. Sure you can buy online for the most part, even get your groceries delivered, but to save a few bucks and get stuff instantly, you’ll need to venture out to a superstore. Target has multiple ways of saving including through their popular smartphone app.
With the Target REDCard, you’ll be able to save5% on every single Target (or Target.com) purchase. Plus get free shipping when shopping online! Not bad! Price:FREE
It used to be that you’d scan the Yellow Pages and look for a fellow handyman to swing by and fix your gutters or leak. With the Thumbtack app you can enter in the type of project you need someone to work on, whether that’s a Wedding DJ or a Handyman, Thumbtack has themost extensive database of available workers on your project willing to bid on it.
Find the right contractor through reviews and the right price that fits your budget! Price:Quote from Worker
Car insurance is one expense that families tend to spend a lot of money on. For those who don’t spend a lot of time on the road, however, there aren’t many ways to save other than trying to convince a car insurance company like Geico that you only drive several miles a day. Even then your quote is still likely to be a couple hundred bucks a month.
With Metromile, youpay for insurance only on the mileage you drive. You hook up a device inside the car’s add-on port and the Metromile service will track your mileage. This way you make insurance a Pay as You Go type service! Price:Depends on Location
Love shopping online? So do we. The thing is, many people including us tend to go to other coupon sites to see if there’s a coupon before buying anything. This can turn into a treasure hunt that leads to nowhere. With expired coupons, or promo codes that simply don’t work this can be a frustrating task. Honey works through theChrome browserand will scan a website or e-commerce business you are already on, andapply a working code at checkout automatically!Price:FREE
Getting insurance the old way involved going into an agent’s office, spending hours at a time going over what may or may not be covered and finally getting a quote. Lemonade drastically changes this sinceyou’ll be able to text and chat with a Live Agent and receive a quote within minutes.
With Rental and Home Insurance quotes as little as $5 per month, it’s no wonder this app has been climbing up the iOS and Android app store rankings ever since they got started! Price:Per Quote
In some places, you don’t need a car. Owning or leasing a car is a massive expense! You’ll be paying gas, insurance, and likely a monthly payment. That’s not factoring in maintenance either.
Maven operates as a car rental service where you can unlock car rentals with an app. If you try it out, you’ll haveaccess to hundreds of local vehicles, ranging from luxury to economy. Just pick out a Maven and unlock it through the app! Pretty neat! Price:Free to Browse, Rental Rates Vary
With a list of subscriptions that seems to grow each month, it’s incredibly easy to lose track of unwanted subscriptions. One month you may budget for Netflix, the next it’s Hulu.
With Privacy, you can link temporary credit card numbers so that you’ll bill a subscription for an allotted amount of time and not go over your budget. Set limits, change preferences on which credit or banking account you’d like to use and more. Think of Privacy.com as a way topay for subscriptions with a Personalized Prepaid Visa Card Number, this way you protect yourself from potential overdrafts! Price:FREE