When your wallet is empty, it can make your sad, especially if you have a lot of things still left to pay for this month. Happily, there are somethings that you can do to fill it back up again including borrowing some cash and earning some extra money. Read on for some more information and suggestions.
Ways To Borrow Money Fast
One way to ensure that wallet is topped up enough to pay any outstanding bills is to borrow the money. Something that is often done via a pre-arranged overdraft with your bank.
Of course, unless you are a student there will be a fee associated with this, although it’s likely to be a lot less than if you go over your limit unintentionally. That is also why it’s so important to agree on an extended overdraft limit before you start spending it. Something that can usually be done online, over the phone, or even if you pop in, in person to your local branch.
The other option and one that is more suited for those that need a more significant amount in a short space of time are to take out a personal loan from companies like Personal Money Store. If you are looking for loans, the best place to find one is here, through our partner EVEN.
The advantage of sourcing funds in this way is that if you choose the unsecured option, you can get up to $35,000. Something you can find out more about by reading their explanation on this on their website. A place where you will also find info about bad credit eligibility for personal loans as well.
Ways To Earn Money Fast
Although, borrowing money isn’t the only option if you are struggling with your finances. In fact, you can get yourself out of a financial hole pretty easily by earning any extra money that you need.
One way of doing this is to make use of the gig economy and take on some extra work that you can do in the evening and weekends. Something that being an Uber driver is ideally suited for.
The reason Uber driving is so good for those in a financial fix is that you can get going pretty quickly and that means you can earn straight away. You can also fit your driving time around any other work or family commitments, giving you the flexibility to make some extra cash without it having too much on an effect on the rest of your life.
To help you get started, check out our post here, and remember you will need to ensure that your vehicle is in excellent condition both inside and out. Additionally, you will have to ensure that you have the correct insurances, so you are covered in case anything does happen while you have passengers in the car.
If you’re a non-driver or you don’t fancy ferrying people about on your evenings off, another option may be to offer a talent or service that you are good at in a freelance capacity.
Most people think that this is a slow process and that you have to be a master in your field, with your website and tons of reviews to get going. However, this isn’t the case anymore with the gig economy websites that are springing up all over the place.
In fact, it’s pretty simple to sign up and set up an account on such sites and offer the skill that you have too many people. For example, if you are arty, you may provide some illustration or logo design services.
The good thing about these websites is that you can offer particular service like that without having to know everything about the field. Something that means you get work quickly and your customers get the work they need to be done for a right price.
However, it is worth remembering that half the battle is deciding which services to offer, as there are many tasks that you may be able to do. It’s best to consider the more specific areas such as web design, coding, marketing, and writing at first as they often pay better. However, if you don’t have any of these skills, you can always look at sites like TaskRabbit that allow you to offer your service for general assistance tasks and still top up your account.
Granted, setting up a website with a shop and running your marketing campaign can make you a decent amount of money, but it does take time to do. However, selling via an organized platform is a lot different because they already have the site hits, the shop frameworks in place, and will run marketing for you. All you need to do it list the item, something that you can get some advice on here, and then post it to the customer when they have made a purchase.
That is why to make fast money you should consider selling via a pre-established platform like Etsy or eBay. In fact, as a private seller on the latter, you can request that payment is made immediately upon purchase. Something that can help get money into your account as quickly as possible.
Another advantage of eBay over the other two platforms is that there are fewer restrictions about the type and age of items you can sell, as with Etsy things need to be marked as vintage or retro rather than just preloved, and Amazon only allows new, or handmade items to be sold. This means if you are looking to sell anything (within reason) pretty much and get some money flowing into your account as soon as possible, it’s best to go for eBay.
Of course, you do need to decide what you will sell first. Some folks do well by buying things in bulk from China at a small price and then splitting each object into an individual listing. Unfortunately, this can take quite a while to do. That means that selling items that you have around the home that have value but are no longer used is probably the best way to make some money fast money selling online.